Has your car been impounded as you were driving without valid insurance or someone was driving your car without a valid driving license? All you need is impound car insurance to get it retrieved from the police pound. For a car that is uninsured, you will be required to provide proof of insurance to get it released if being impounded by the police. However, there are some insurance policies that do not have insurance coverage. For a more clear picture, make sure that your insurance policy wording, terms & conditions have the cover you require.
Understanding the trends of impound car insurance
Impound car insurance is essential when the police infest your car. Therefore, you need proof of insurance for your car. Impounding is not as easy as getting an insurance company to cover you when your car is impounded is tough. When you create your car documentation for the police pound, you will be expected to produce insurance documentation valid for at least 30 days. This insurance policy is particularly sourced for that purpose. It is a 30-day insurance policy for impounded car insurance.
Impounded vehicle insurance
Impounded vehicle insurance sources the insurance you need to release a vehicle out of the police pound. If you need to release your car out of impound, you should show the insurance documents for a minimum of 30 days before you can drive your car out of impound. You will receive the 30-day cover required quickly and easily with impound car insurance. Having your vehicle impounded can be an expensive exercise and the longer you wait, the more expensive the overall procedure gets.
Police and other authorities have the power to impound vehicles for various reasons such as:
- Illegal parking
- Driven in a dangerous way
- Parked on public roads
- Driven by someone without a valid insurance or driving license
- Stolen and found by the police
- Parked on private land without a SORN (statutory Off Road Notification)
- Involved in a criminal activity
- Have not paid your road tax
Can you get impound insurance for an impounded car?
Yes, it is possible that you can get impound car insurance for an impounded car but can be tough. Many insurance companies do not offer insurance for impounded cars and the ones that will are generally very costly. Ensure that your insurance policy covers you for releasing an impounded car because you will need to provide evidence at the police pound to release your car.
How to get your car out of the police pound?
Police insurance reports are not the only thing you will be required to have your impounded car released. There are other certain things you must verify to ensure that you are the registered owner of the car before you can get hold of it.
You should collect all the following documents with you to make it a simple and easy process. Keep in mind that don’t mess up things in the police pound.
- Proof of valid insurance
- Full driving license
- Proof of ownership (proof that you are the registered owner of the car)
- A valid driving license
- Insurance certificate
- A valid MOT certificate
- Proof of insurance cover
You must have a minimum of 30 days of insurance cover to retrieve your car. They will send other documents to you once your car is ready for collection.
Temporary impound insurance policy for impounded cars
If your ongoing insurance policy does not include impound cover, you should take out a temporary car insurance policy to release your car. Getting a temporary insurance policy for impounded cars is the quickest and the most comfortable method to release your car from the police pound. When the police impound your vehicle, you will have to get a suitable insurance policy before you can drive your car out.
Getting short-term impound car insurance in our country depends on various factors including age, vehicle, driving history, and more. However, to confirm that to be eligible for impounded vehicle insurance, your vehicle and the driver must meet the acceptance criteria needed by the pound staff.
Impound insurance short-term policy
- Getting an impound insurance short-term policy means you can get your car quickly and hassle-free, you will receive:
- A copy of insurance for a quick use
- A quick cover in a few minutes
- This insurance policy provides you with everything you need to prove your insurance
Who can release the impounded car?
Is the responsibility of the registered owner to release the impounded vehicle. As such, the registered keeper must be the one to retrieve the vehicle. All documentation including the insurance policy on the vehicle should be in the name of the registered keeper. Remember, you can’t make the payments on the phone, you must be present in the pound.
Can you release your impounded vehicle without insurance?
Most insurance providers will not assure you to release your car out of the police pound. It is mainly because there are special policies on the market to allow the release of a vehicle at reasonable prices. If you do not have an annual insurance policy with impound insurance cover, you will be required a specialist temporary insurance policy that covers impounded vehicles. You may not only a lot of charges, but you should also buy an insurance policy and show proof of impound insurance on the vehicle.
There are a few basic guidelines for retrieving an impounded vehicle from the police pound:
- Get approval for your vehicle release agreement
- Gather your identification and proof of ownership
- Provide evidence of insurance cover
- You should have only one fault claim in the last three years
- The driver has no criminal records
- In the previous five years, the driver should not have been banned from driving
- The previous insurance policy should not be declared void by an insurance provider
- A driver should not have more than three license points in the last three years if he/she is aged between 21-25 and you should have more than 6 license points if he is aged between 26-75.
